| UNLOCKABLE | HOW TO UNLOCK |
| Single Player Vic. - Level 1 (20) | Win the Gold cup in 5 Single Player challenges. |
| Single Player Vic. - Level 2 (20) | Win the Gold cup in 10 Single Player challenges. |
| Single Player Vic. - Level 3 (20) | Win the Gold cup in 20 Single Player challenges. |
| Single Player Vic. - Level 4 (30) | Win the Gold cup in 40 Single Player challenges. |
| Single Player Vic. - Level 5 (40) | Win the Gold cup in 60 Single Player challenges. |
| Single Player Vic. - Level 6 (60) | Win the Gold cup in all the Single Player challenges. |
| Single Player Time Challenges (15) | Win the Gold cup in all the Single Player Time challenges. |
| Single Player Race Challenges (20) | Win the Gold cup in ALL the Single Player Races challenges. |
| Single Player Speed Challenges (10) | Win the Gold cup in ALL the Single Player Speed challenges. |
| Island Tour (10) | Win the Gold cup in the Island Tour challenge. |
| Multiplayer Vic. Level 1 (10) | Win 3 multiplayer Ranked Races. |
| Multiplayer Vic. Level 2 (20) | Win 15 multiplayer Ranked Races. |
| Multiplayer Vic. Level 3 (35) | Win 30 multiplayer Ranked Races. |
| Multiplayer Vic. Level 4 (60) | Complete all the missions: Top-Model, Hitchhiker, Vehicle Transport or Courier |
| Instant Challenge Victories (10) | Win 5 matches in Instant Challenge |
| Sharing Custom Challenges (10) | In the Drive In, share 3 custom challenges |
| Custom Challenge Victories (10) | Win 2 matches in the custom challenge Drive In |
| Club Member (10) | Be a member in a Club |
| Club Race Victories (10) | Win 3 matches in Inter-Club Races |
| Trade (10) | Buy or sell a car to a member in Trade |
| Ferrari Collector (20) | Have 3 different Ferraris |
| Lamborghini Collector (20) | Have 3 different Lamborghini |
| Mercedes-Benz Collector (15) | Have 3 different Mercedes-Benz |
| Chevrolet Collector (10) | Have 3 different Chevrolet |
| Aston Martin Collector (15) | Have 3 different Aston Martin |
| Ford Collector (10) | Have 3 different Ford |
| Bike Collector (10) | Have 3 different bikes |
| Ben Sherman Collector (10) | Have 10 different Ben Sherman Gear |
| *ecko unltd. Collector (10) | Have 10 different *ecko unltd. Gear |
| Tuner (10) | In the Tuning Shop, buy a performance pack for your car |
| Explorer (40) | Explore every road on Oahu |
| Easygoing Tourist (10) | Drive 30 miles |
| Steadfast Tourist (25) | Drive 200 miles |
| Traveller (30) | Drive 400 miles |
| Seasoned Traveller (35) | Drive 1000 miles |
| Eagle-Eyed Driver (40) | Drive 5,000 miles |
| Owner (20) | Have 2 houses |
| Real-Estate Tycoon (30) | Have 15 houses |
| Small Collector (15) | Have 2 different cars |
| Amateur Collector (20) | Have 4 differet cars |
| Confirmed Collector (25) | Have 10 different cars |
| Most Varied Collector (30) | Have 20 different cars |
| Extreme Collector (30) | Have 50 different cars |
